Equity markets, absent the extremes brought on by irrational emotion-based investing, spend most of the time going up. So it often works out for the best, even with emotion driving decisions...until the markets “crash” due to over-exuberance. Are you investing based on hope and desire or with an emotionless approach? We are currently enjoying the second longest bull market in history. Times are good! Now is the time to ask: Is your portfolio ready?